EZ Access Auto Loans - FAQ

Q: What is a Title Loan?
A: A Title Loan is a fast way to borrow money using the equity in your vehicle as collateral.

Q: Do I get to keep my vehicle?
A: Yes, you can drive off with the cash.

Q: How do I apply?
A: Click here to fill out our online application.

Q: What do I need to qualify for a Title Loan?
A: A vehicle that is paid off with a wholesale value of $5000 with required items.

Q: What if the vehicle is not paid off?
A: We can only provide loans to vehicle that are paid in full.

Q: Do I need good credit to get a Title loan?
A: No, we do not take your credit history into consideration. We only consider the value of your vehicle and the ability to pay the loan.

Q: How much money can I borrow?
A: The loan amount is based upon the value and condition of your vehicle. Minimum $2600

Q: How fast can I get CASH?
A: Your loan will be approved within 30 minutes after receiving your completed application.

Q: What if I lost my title?
A: We can still approve you for a loan but you must be the registered owner of the vehicle and it must be paid off.

Q: Can I get a loan for an out of state vehicle?
A: No, vehicle must be registered in California.

Q: When is the first payment due?
A: The same day the following month.

Q: How long do I have to pay back the loan?
A: Up to 36 months.

Q: Is there a penalty if I pay the loan off early?
A: There are no pre payment penalties, the loan can be paid at any time.

Q: Are you licensed to make loans?
A: Yes, loans are made pursuant to Department of Corporations California Finance Lenders License.